Nearly one third of Americans currently have a poor credit score. And many people have no credit at all. In an economy that relies so heavily upon credit scores, it’s amazing to see such an extraordinary amount of people who aren’t taking advantage of this important financial opportunity.
So, you’ve decided to look for an apartment. That’s great! Renting an apartment is a wise financial step for many people. When you rent, you have flexibility, no household maintenance responsibilities, and no hefty down payments to worry about.
Have you ever heard the phrase “Budgeting wealth is a marathon, not a sprint,” from Dave Ramsey? For those who have ever run a marathon, running 26.2 miles can seem daunting, especially when you’re at mile 1. But if you take your marathon one sprint at a time, it can make the marathon seem less intimidating.
Is it better to rent or to buy? Yes, this is the age-old question in real estate. Everywhere you go, you’ll find a different opinion about which choice is better. Depending on who you ask, you might be throwing your money away by renting or spending unnecessary funds on a bad housing investment.
You may not realize just how vital your credit score is to your financial freedom. Yet, your credit score is like a financial fingerprint that gives lenders a glimpse into how responsible you are with your money. Your credit score could be the difference between financial freedom and a financial sinkhole.
For many people, budgeting can be a daunting task. It may seem like such a painful and tedious process that you might want to give up before you’ve even started. However, living without a budget is like traveling to Europe on a whim.
Have you ever applied for a credit card or loan? If so, the lender most likely pulled up your credit score to determine which type of loan or credit card you’d qualify for. If you had bad credit or little to no credit at all, your request may have been denied.
“Business! Mankind was my business; charity, mercy, forbearance, and benevolence, were, all, my business. The deals of my trade were but a drop of water in the comprehensive ocean of my business!”
Shame is an epidemic in our culture today. It is blatantly used as a tool in the political arena, ever present within our workplaces, in the media we consume, and throughout the schools of America’s children. Shame is a tough and messy topic. Throw money into the mix and the discussion becomes even more difficult and dirty.
Successful RentPlus Resident Webinar on the Basics of Credit. Great questions from the attendees! We will be holding Resident Webinars on a quarterly basis on topics relative to personal finance and credit. One of the many benefits of being a RentPlus property or a RentPlus resident.
There exists today a Millennial Credit Quandary. This problem is leaving many of the Gen-Y or Millennial generation uncertain as to what to do.
The idea of RentPlus was born in answer to a question. The question? Well, it is likely a question that the majority of people who have paid rent have asked or at least thought about; “Why can’t the rent I am paying each month, my largest expense, do something more for me than simply give me another month with a roof over my head?”
